Buildings and Commercial Property Insurance from Argus Gibraltar

Buildings and Commercial Property Insurance from Argus Gibraltar - Argus Gibraltar

Announcement

We are pleased to announce that The Argus Group, our parent company, has unanimously approved a definitive amalgamation agreement to combine Argus with BF&M, another Bermudian listed insurer, in an all-stock transaction, to form a larger and stronger company.  

Whether you’re a commercial property owner, a property manager or a landlord renting out one flat, Argus can help safeguard your property investment—and give you peace of mind.

Select From Our Wide Array of Coverages

Buildings

At Argus, we understand the concerns and challenges of building ownership and being a landlord. Our policies preserve your equity with coverages that work best for you.

Argus can offer protection for all building contents that you own or for which you are responsible.

Consequential Loss

Our insurances help protect you against Loss of Rent receivable in consequence of property damage.

Public Liability

Argus offers managers and landlords coverage against their liability at law to members of the public for personal injuries or property damage.

Machinery Breakdown

Argus policies offer coverage for sudden or unforeseen physical loss of or damage to any machinery in your buildings such as Lifts and Barriers.

Directors & Officers Insurance

Our policies can help protect Directors and Officers of Residents Associations should they be sued because of an alleged error or omission.

Employers’ Liability

Provides you with cover for your legal liabilities for any person under contract who sustains injury or disease during the course of their employment.

Interested in Getting a Quote?

Speak to our experienced representatives.

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Excellent Customer Service

When you need a quote, immediate cover, or you need to make a claim, we pledge to give you an instant response, locally made.

Comprehensive Coverage

Your peace of mind is our priority - and our wide range of insurance coverage on offer demonstrates this.

The Right Level of Coverage

Worried about having too much or too little coverage? Our experts will help you decide the level of coverage best for you.

Global Recognition

The exclusive Chartered Insurers status is evidence of our commitment to an overall standard of excellence and professionalism to our customers, partners and employees.

Property Insurance Resources

PROPERTY INSURANCE RESOURCES

Common Forms

Motor Accident Claim

Windscreen Claim

Motor Vehicle Proposal

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Frequently Asked Questions

What's the difference between Contents and Buildings Insurance?

Buildings insurance covers the structure of the building, together with its fixtures and fittings: it covers the cost of repair or rebuilding after fire or weather damage, for instance. Contents insurance covers the contents of the commercial building that you own or for which you are responsible.

What does buildings insurance normally cover?

It covers the main structure of your investment. If it were to subside, burn down or be damaged or destroyed by extreme weather, the policy will cover the costs of rebuilding or repair. It also normally covers any permanent fixtures.

What does contents insurance normally cover?

Contents insurance covers the contents of the building that you own or for which you are responsible. This may include items such as furniture or carpets. Contents coverage is applicable to those contents that are damaged or lost as a result of a fire, theft and special perils. You may be asked to specify certain items on the policy and you may be asked to make additional security provisions such as locks or a burglar alarm.

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