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Risk Manager

Allshores is a leading insurance and financial services provider, created in 2025 from the amalgamation of BF&M and Argus Insurance. With nearly 200 years of combined expertise, we operate across 18 jurisdictions, including Gibraltar. We believe that to enjoy life to its fullest, our customers need to be ‘island strong’ - they need to be prepared, not just protected. We offer tools, partnerships, and programmes that empower small communities to live healthier, wealthier, more secure lives, through innovative health, wealth, and insurance solutions.

By joining Argus, part of The Allshores Group, you become part of a trusted, forward-thinking organization and will gain professional growth opportunities, and the chance to make a meaningful impact, while working in a culture that values innovation, collaboration, and community.

Role summary:

This role is responsible for carrying out the risk management function across the Group’s Mediterranean operations, including its Gibraltar and Malta insurance and broker businesses, and will serve as the designated risk management function holder for the regulated insurance operations.

Working closely with local management, the role holder will help ensure that risk governance, reporting and oversight remain aligned to Group standards, applicable Gibraltar Financial Services Commission and Malta Financial Services Association requirements, and the wider Solvency II framework. The role also supports the embedding of sustainability and climate change considerations within the risk management framework and relevant business processes. The successful candidate must bring a strong understanding of insurance risk management in a regulated insurer environment and an appreciation of broker risk considerations.

Role Responsibilities:

• Serve as the designated risk management function holder for the Gibraltar and Malta insurance carrier business, supporting the effective operation and documentation of the risk management framework across those regulated insurance operations.

• Maintain and enhance the risk management framework across the Group’s Mediterranean operations, including risk appetite, metrics, risk-related policies, risk registers, risk assessments and emerging risks, in alignment with Group standards and under the oversight of the Group Head of Risk.

• Provide guidance and support to business units and engage proactively with senior management in understanding and managing the company’s risk obligations across the Mediterranean as applicable.

  • Facilitate the preparation of risk-related materials and reports, including ORSA inputs and other risk reporting for the appropriate oversight committees and Boards.

  • Present quarterly risk reporting to senior management and the Board and its committees as required.

  • Assist with internal audit activity, regulatory visits and other external examinations relevant to the Mediterranean operations.

  • Conduct risk training and awareness activity to help embed sound risk management practices across the business.

  • Participate in sustainability initiatives, including assisting management in embedding sustainability and climate change considerations into the risk management framework and relevant business processes.

  • Carry out other risk-related duties as reasonably required within the scope of the role and in coordination with senior management and the Group Head of Risk.

• Support compliance with jurisdiction-specific regulatory risk management requirements relevant to the Mediterranean operations, including governance, ORSA, risk appetite, policy review, branch oversight and regulatory reporting obligations, as applicable.