Restaurant & Pub Insurance

At Argus, we work with you to produce an insurance product that is tailored to your risks as well as to your budget.

Restaurant & Pub Insurance: What Does It Cover?



Argus offers protection for the contents of your restaurant/pub that you own or for which you are responsible.

Property Damage

At Argus, we can provide protection against damage to property insured at the restaurant or pub premises. In addition, we offer glass coverage for breakage of all fixed glass—within limits—including the cost of temporary boarding up where necessary.

Public Liability

Coverage provides Liability at Law for damages occurring in or about the buildings, for accidental bodily injury to or disease contracted by any person and for accidental loss or damage to material property as well as loss of profit sustained as a result of injury or property damage.

Additional Protection

Deterioration of Stock

Argus can shield your business from the financial impact caused by damage to refrigerated goods occurring as a result of mechanical failure.

Infidelity of Employees

Plans can include coverage against any loss of money or goods belonging to the insured, caused by any act of fraud or dishonesty committed by any employee.


Our money protection options offer assurance against loss of or damage to money contained in the building both during and after business hours, in transit or in your private residence.


At Argus, we understand the concerns and challenges of building ownership. Our plans preserve your equity with coverages that work best for your business.

Interested in Getting a Quote?   Speak to our experienced representatives.   Request a Quote

Why Choose Argus?

At Argus, we’re proud that all of our underwriting and our claims decisions are made right here in Gibraltar. Contact us and find out why Gibraltar-based companies have trusted Argus for speedy, friendly and local insurance coverage for over a decade.

Excellent Customer Service

When you need a quote, immediate cover, or you need to make a claim, we pledge to give you an instant response, locally made.

Comprehensive Coverage

Your peace of mind is our priority – and our wide range of insurance coverage on offer demonstrates this.

The Right Level of Insurance Coverage

Worried about having too much or too little coverage? Our experts will help you decide the level of coverage best for you.

Global Recognition

The exclusive Chartered Insurers status is evidence of our commitment to an overall standard of excellence and professionalism to our customers, partners and employees.

Explore our Business Insurance Resources

Frequently Asked Questions

Business insurance covers your business in the event of an emergency or unforeseen circumstances. It can provide peace of mind that your business will be able to continue to operate should anything happen to your property or equipment, and that any potential claims would be met if a third party was injured on your premises.

Most policies include an excess, which is the amount to be paid by the policyholder in the event of a claim.

This provides cover against your legal liability for death or bodily injury (other than to an employee) and/or loss or damage to third party property arising out of the operation of your business.

This insures you against claims for compensation from employees following injury for which you are legally liable.

Yes, if your business operates from more than one premises we can usually cover them under one policy. Please refer to our experienced commercial team.

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