Contractors Insurance

Coverage is offered on a job-by-job or full-year basis.

Contractors Insurance: What Does It Cover?


Material Damage

Argus can indemnify against loss of or damage to the Contract Works, Contractor’s Plant and Machinery, Tools and Temporary Buildings anywhere in Gibraltar.

Public Liability

Coverage provides Liability at Law for damages occurring in or about the worksite, for accidental bodily injury to or disease contracted by any person and for accidental loss or damage to materials as well as loss of profit sustained as a result of injury or property damage.

Employer’s Liability

Argus can provide Liability at Law for damages occurring in or about the worksite. Our coverage helps to protect businesses from major financial loss if a worker encounters bodily harm or disease, and for accidental loss or damage to material property as well as loss of income sustained as a result of injury or property damage.

Additional Protection

Personal Accident

Argus offers compensation of the sum insured if any member shall sustain an accidental bodily injury.

Machinery Breakdown

Receive coverage for sudden or unforeseen physical loss of or damage to any of your business’ machines while it is operating, at rest or while it is being prepared for repair or cleaning.

Computer Systems

Our customers can choose material damage coverage, computer media protection and/or addition expenditure.

Mobile Plant

Argus offers contractors indemnity against damage to plants or trades associated with plant.

Interested in Getting a Quote?   Speak to our experienced representatives.   Request a Quote

Why Choose Argus?

At Argus, we’re proud that all of our underwriting and our claims decisions are made right here in Gibraltar. Contact us and find out why Gibraltar-based companies have trusted Argus for speedy, friendly and local insurance coverage for over a decade.

Excellent Customer Service

When you need a quote, immediate cover, or you need to make a claim, we pledge to give you an instant response, locally made.

Comprehensive Coverage

Your peace of mind is our priority – and our wide range of insurance coverage on offer demonstrates this.

The Right Level of Insurance Coverage

Worried about having too much or too little coverage? Our experts will help you decide the level of coverage best for you.

Global Recognition

The exclusive Chartered Insurers status is evidence of our commitment to an overall standard of excellence and professionalism to our customers, partners and employees.

Explore our Business Insurance Resources

Frequently Asked Questions

Business insurance covers your business in the event of an emergency or unforeseen circumstances. It can provide peace of mind that your business will be able to continue to operate should anything happen to your property or equipment, and that any potential claims would be met if a third party was injured on your premises.

Most policies include an excess, which is the amount to be paid by the policyholder in the event of a claim.

This provides cover against your legal liability for death or bodily injury (other than to an employee) and/or loss or damage to third party property arising out of the operation of your business.

This insures you against claims for compensation from employees following injury for which you are legally liable.

Yes, if your business operates from more than one premises we can usually cover them under one policy. Please refer to our experienced commercial team.

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