Combined Policies



If your business does not fit within one of our package policies, just let us customise a page for you.

Here is a sample of products we can package for you

 

Public & Products Liability

Public coverage offers indemnity against accidental injury, property damage or nuisance, trespass, obstruction or interference with any right of way. Product coverage protects against liability to pay compensation and claimants’ costs and expenses.



Property Damage

At Argus, we can provide protection against damage to property insured at the business premises. In addition, we offer glass coverage for breakage of all fixed glass—within limits—including the cost of temporary boarding up where necessary.



Money

Our money protection options offers assurance against loss of or damage to money contained in the building both during and after business hours, whilst in a locked safe or strongroom, in transit or in your personal custody while contained in your private residence.




Additional Protection


Employer’s Liability

Coverage provides indemnity against your legal liability to pay compensation and claimants’ costs and expenses in respect of injury sustained by any employee arising out of and in the course of their employment.

Machinery Breakdown

Argus plans offer coverage for sudden or unforeseen physical loss of or damage to any of your business’ machines while it is operating or at rest and while it is being dismantled or moved for repair, cleaning or to be re-erected.

Computer Systems

Our policies offer a choice of up to three types of protection. Choose from coverage for material damage, computer media or additional expenditure.

Infidelity of Employees

Plans can include coverage against any loss of money or goods belonging to the insured, caused by any act of fraud or dishonesty committed by any employee.




Interested in Getting a Quote?   Speak to our experienced representatives.   Request a Quote


Why Choose Argus?

At Argus, we’re proud that all of our underwriting and our claims decisions are made right here in Gibraltar. Contact us and find out why Gibraltar-based companies have trusted Argus for speedy, friendly and local insurance coverage for over a decade.


Excellent Customer Service

When you need a quote, immediate cover, or you need to make a claim, we pledge to give you an instant response, locally made.


Comprehensive Coverage

Your peace of mind is our priority – and our wide range of insurance coverage on offer demonstrates this.


The Right Level of Insurance Coverage

Worried about having too much or too little coverage? Our experts will help you decide the level of coverage best for you.


Global Recognition

The exclusive Chartered Insurers status is evidence of our commitment to an overall standard of excellence and professionalism to our customers, partners and employees.

Explore our Business Insurance Resources

Frequently Asked Questions

Business insurance covers your business in the event of an emergency or unforeseen circumstances. It can provide peace of mind that your business will be able to continue to operate should anything happen to your property or equipment, and that any potential claims would be met if a third party was injured on your premises.

Most policies include an excess, which is the amount to be paid by the policyholder in the event of a claim.

This provides cover against your legal liability for death or bodily injury (other than to an employee) and/or loss or damage to third party property arising out of the operation of your business.

This insures you against claims for compensation from employees following injury for which you are legally liable.

Yes, if your business operates from more than one premises we can usually cover them under one policy. Please refer to our experienced commercial team.

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